Website Capitec Bank
Capitec Bank is the largest retail bank in South Africa by client numbers and a leading digital bank, offering simplified personal and business banking solutions.
Capitec Bank is the largest retail bank in South Africa by client numbers and a leading digital bank, offering simplified personal and business banking solutions. It provides a range of financial products, including transactional, savings, and investment accounts, along with credit and insurance options. The bank also operates as a Mobile Virtual Network Operator (MVNO) with its Capitec Connect service, offering affordable prepaid data and airtime deals.
Purpose Statement
To optimise credit intelligence performance, and minimise credit risk through:
- Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making.
- Proposing and executing solutions based on analytical outputs.
- Proposing and working with senior team members to build new statistical models informing credit decisions.
Experience
Minimum:
- 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation).
- In case of Honours degree: 1 – 3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
Ideal:
- Portfolio specific experience
- Capitec Bank experience
Qualifications (Minimum)
- Bachelor’s Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
- A relevant post-graduate qualification in Finance or Statistics
Knowledge
N/A
Skills
- Communications Skills
- Presentation Skills
- Reporting Skills
